If your injury involves a car or other motor vehicle, there are benefits available to help you recover and get your life back. These include medical and rehabilitation benefits not paid for by OHIP or a group benefits plan, and Income Replacement Benefits if you are off work. There may be a range of other benefits available to you as well, depending on your situation.
We will explain the benefits available to you, help you with the paper work and forms, help you get into treatment that is recommended for you and deal with your insurance company. Your job is to work on taking care of yourself, without having to worry about the complicated insurance forms and questions from adjusters. Get started with a free consultation by calling Findlay Injury Lawyers at 905-522-9799.
Types of Benefits That May Be Available in Your Case
Unfortunately, insurance companies may try to limit the type and duration of the benefits you qualify for. We will ensure that you are getting all the benefits to which you are entitled, including:
Income Replacement Benefit (IRB)
A benefit for lost income if you are unable to return to work following the accident, paid at 70% of gross income to a maximum of $400 per week.
Attendant Care Benefit
A benefit to pay for various personal care services that may be required following the accident:
- Non-Catastrophic Impairment – Maximum of $3,000 per month as determined by an occupational therapist or a registered nurse (Total maximum of $36,000 over 2 years)
- Catastrophic Impairment – Maximum of $6,000 per month as determined by an occupational therapist or registered nurse (Total maximum of $1,000,000 available for life)
Medical and Rehabilitation Benefits
Benefits to cover a wide range of medical and rehabilitation expenses not covered by OHIP, including:
- Massage therapy
- Occupational therapy
- Medical devices
- Chronic pain management programs
- Psychological counseling
- Other medical and rehabilitation benefits
A benefit if NOT employed at the time of the accident and if you are unable to carry on a normal life, paid at $185 per week.
A benefit for the primary caregiver for a person in need of care, if you are substantially unable to engage in care giving activities following the accident, paid at $250 per week for the first person in need of care plus $50 per week for all other persons in need of care.
If you are in need of an experienced injury lawyer who can answer your questions, give you advice, and fight for your rights, please call us at 905-522-9799 today for your free consultation. Our attorneys can answer your questions about accident benefit claims and begin building your case.